Commercial Debt Recovery
We pursue outstanding commercial balances on behalf of creditors and funding companies. When a business defaults or goes dark, we step in with a structured recovery plan designed to get results — not just generate activity.
Our process starts with full account review, moves to direct outreach, and escalates strategically based on the debtor's response pattern.
MCA Collections
Merchant cash advance accounts require a specific approach. We understand the MCA space — the terms, the defaults, the evasion tactics — and we know how to navigate them.
Whether the merchant is stalling, hiding, or actively avoiding contact, we have proven methods to re-establish communication and move toward resolution.
Legal Follow-Up & Escalation
Not every account resolves through direct outreach. When escalation is required, we prepare the account for legal action, support documentation, and coordinate with counsel to move the process forward efficiently.
We manage demand notices, final warning communications, and the full transition to legal proceedings.
ACH & Payment Arrangements
When full recovery isn't immediately possible, structured arrangements keep money moving. We negotiate ACH schedules and payment plans that work in the creditor's favor — with clear terms and built-in accountability.
We don't just set up arrangements and walk away. We monitor compliance and respond immediately if terms are broken.
Debtor Outreach & Skip Tracing
When a debtor goes dark, we go looking. We utilize every available and legal method to locate business owners and decision-makers who have cut off communication and moved on — or tried to.
Our outreach is persistent, professional, and targeted. We make clear that resolution is expected.
Settlement Negotiation
When a full balance isn't recoverable, a strategic settlement may be the most practical outcome. We negotiate from a position of strength — using documentation, account history, and legal standing as leverage.
We don't accept weak offers. We push for terms that actually make sense for the party we represent.
